Vehicle Finance

Financing Your Vehicle Purchase

Excell cars are dedicated to finding the right car for your needs and also the right finance package to match. Even if we don't have the right car in stock, we can always approve your finance, subject to checks and status. If you're good to go, we can source and purchase a vehicle from another dealer to keep you on the road! Excell cars want to help fund your next purchase and our friendly sales executives will explain how it all works, without the jargon.

We are affiliated with some of the biggest mainstream lenders specialising in vehicle finance, including Moto Novo Finance, which means that we can offer competitive rates, often more suitable and tailored than a high street loan or a costly credit card.

Excell Cars can offer finance to a wide array of people, regardless of poor credit ratings, CCJs, sub-prime, near-prime as well as prime lendees. Don't panic, we have the right package to suit your pocket and circumstances.

There are many different and sometimes confusing options for finance, so why not give us a call, or fill out the online submission, or request a call back to speak with one of our helpful and friendly advisors.

Dealer Finance Explained

The short video below explains how dealer finance available through our partners Moto Novo Finance works.

Representative Finance Example
Type of Finance Hire Purchase
Cost of Vehicle £40,000
Deposit £4,000
Total Credit £36,000
*Additional Fees £348.00
Total Payable £44,926.13
Fixed Rate per Annum 5.9%
APR Representative 13.9%
Monthly Payments 48 x £935.96

*Additional Fees: document fee £199 and option to purchase fee £149 are already accounted for within the payments displayed and are also included within the total amount payable.
The representative finance examples shown above are for illustrative purposes only. Fees, rates and monthly payments may change subject to underwriting decision.
Finance is available to UK residents of 18 years and over and is subject to status. You will not own the vehicle until all payments are made.

We can introduce you to a number of finance providers. We may receive a commission for the introduction. We act as a credit broker and not a lender.

Vehicle Finance Application Form

Your Personal Details
Your Bank Details
Address and Contact Details
Occupation Details

Your message was successfully sent!

Something went wrong, try refreshing and submitting the form again.